In the absence of recognised criteria for phosphate in rivers, this paper attempts to arrive at an independant phosphate criterion value for Irish rivers as distinct from lakes. A comparison is made between biological assessments of river water quality and phosphate values at some 800 sites over a 3-year period. This analysis demonstrated that river eutrophication begins to be a problem when median annual « ortho-phosphate » (MRP) levels exceed 30 μg P l-1 . A spreadsheet modelling technique aimed at predicting in-stream phosphate levels is illustrated by an example for the River Deel in County Mayo, Ireland. Regression equations link river flow rates or phosphate concentrations with daily rainfall figures in order to predict stream discharge and phosphate concentration on a 365-day basis. The equations — or similar site-specific equations — can be implemented using any of the standard spreadsheet packages for microcomputers.