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Agricultural Loan Evaluation with Discriminant Analysis*

Published online by Cambridge University Press:  28 April 2015

R. Bruce Johnson  and
Albert R. Hagan
R. Bruce Johnson
Affiliation:
Louisiana State University
Albert R. Hagan
Affiliation:
University of Missouri
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Extract

Agricultural lending institutions are faced with a perpetual task of periodically evaluating personal and financial attributes of their borrowers. This examination is necessary in order to determine the present quality of the loans and to assess the current financial position of each borrower. Moreover, analysis of each borrower's financial performance establishes a basis for extending, limiting or withdrawing the present line of credit and for determining the amount and kind of supervision needed.

Type
Research Article
Information
Journal of Agricultural and Applied Economics , Volume 5 , Issue 2 , December 1973 , pp. 57 - 62
Copyright
Copyright © Southern Agricultural Economics Association 1973

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Footnotes

*

Missouri Agricultural Experiment Station Journal Series No. 6826

References

[1]Durand, David, Risk Elements in Consumer Installment Financing, National Bureau of Economic Research, New York, 1941, p. 125.Google Scholar
[2]Federal Intermediate Credit Bank of St. Louis, Summary of Operations – Production Credit Associations, Sixth Farm Credit District, 1969 (St. Louis) p. 8.Google Scholar
[3]Rao, C. R., Advanced Statistical Methods in Biometric Research, John Wiley & Sons, New York, 1952.Google Scholar
[4]Reinsel, Edward Ignatius, Discrimination of Agricultural Credit Risks from Loan Application Data, unpublished Ph.D. dissertation, Michigan State University, 1963, pp. 1–122.Google Scholar
[5]Zellner, Robert E. Jr., Determining the Quality of Consumer Credit, unpublished Master's Thesis, University of Florida, 1968, p. 1.Google Scholar