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A Review of the Scope for Using Claims Histories of Individual Policies in Risk Assessment
Published online by Cambridge University Press: 18 August 2016
Extract
The aim of this paper is to review some of the theoretical and practical questions associated with experience rating in motor insurance, with particular reference to the no claim discount (NCD) systems widely used in the United Kingdom. We shall describe some work carried out in one U.K. insurance office which has in force about 650,000 private motor car policies each covering a single vehicle.
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- Copyright © Institute and Faculty of Actuaries