Water balance components under wheat were assessed by employing two simple models, differing in their structure and data requirements, namely the soil-plant–atmosphere–water (SPAW) model of Saxton (1989) and the water balance model (WBM) of Arora et al. (1987). A few modifications based on the SPAW model procedure for the estimation of green canopy were used in a modified WBM and its performance was also tested. Soil water loss (the sum of interception evaporation, soil evaporation, plant transpiration and deep drainage) from sowing to harvest, simulated with the WBM, modified WBM and the SPAW model, had a close correspondence with the measured sum of profile water depletion, rainfall and irrigation for values ranging between 18·3 and 42·7 cm. Estimates of drainage with the WBM and modified WBM using empirical coefficients were greater than those calculated using the SPAW model for situations where the upward flow of water into the root-zone was negligible. Estimates of soil water evaporation using the WBM and modified WBM were invariably smaller than those using the SPAW model. A comparison of simulated and measured soil water storage and a correlation analysis of simulated transpiration with measured biomass at harvest showed that the performance of the WBM was the most realistic of the three models. However, it requires the input of leaf area index values to infer green canopy for each water supply regime. In the absence of this information, the modified WBM and SPAW models are more useful for assessing water balance components in cropped soils.